Privacy Policy — nzpayecalculator.nz

nzpayecalculator.nz (“we,” “us,” “our,” “the Site”) provides free online calculators — including our PAYE Calculator, KiwiSaver Calculator, Student Loan Calculator, Hourly to Salary Calculator and GST Calculator — for New Zealand users to estimate income tax, deductions, and related figures.

We respect your privacy and are committed to handling any personal information in accordance with New Zealand’s Privacy Act 2020. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information.

2. Information We Collect

Information you provide directly: Our calculators are designed to work without requiring you to create an account or submit personally identifiable information. Figures you enter (income, loan balances, etc.) are processed in your browser to generate results and are not transmitted to or stored on our servers unless explicitly stated on a specific tool.

Information collected automatically: Like most websites, we may automatically collect:

IP address and general location (country/region level)
Browser type and device information
Pages visited, time spent, and referring website
Cookies and similar tracking technologies (see our Cookie Policy)

Contact form submissions: If you contact us via a form or email, we collect the information you provide (e.g., name, email address, message content) solely to respond to your enquiry.

3. How We Use Information

We use collected information to:

Operate, maintain, and improve our calculators and website
Understand site usage through aggregated, anonymised analytics
Respond to enquiries submitted through our contact channels
Detect and prevent technical issues, fraud, or abuse
Comply with legal obligations under New Zealand law

We do not sell personal information to third parties.

4. Cookies and Analytics

We may use cookies and third-party analytics tools (such as Google Analytics) to understand how visitors use the Site. These tools may set cookies on your device. You can control or disable cookies through your browser settings — see our Cookie Policy for details on what we use and how to manage preferences.

5. Third-Party Links

Our pages link to external authoritative sources, including Inland Revenue (ird.govt.nz), for rate verification and further reading. We are not responsible for the privacy practices of external websites. We encourage you to review the privacy policies of any third-party sites you visit via links on our Site.

6. Data Storage and Security

Where any information is collected, we take reasonable technical and organisational steps to protect it against unauthorised access, loss, or misuse, consistent with the standards expected under the Privacy Act 2020. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Your Rights Under the Privacy Act 2020

Under New Zealand’s Privacy Act 2020, you have the right to:

Request access to any personal information we hold about you
Request correction of inaccurate personal information
Ask questions about how your information is collected and used

To exercise these rights, contact us via our Contact Us page. If you believe your privacy rights have not been respected, you may also contact the Office of the Privacy Commissioner (privacy.org.nz).

8. Children’s Privacy

Our Site is not directed at children under 16, and we do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The “Last updated” date at the top of this page will reflect the most recent revision. We encourage you to review this page periodically.

10. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please reach out via our Contact Us page.

Related pages: Terms of Use · Disclaimer · Cookie Policy

This page is provided for general informational purposes and does not constitute legal advice. We recommend having a qualified New Zealand lawyer review this policy before publishing, to ensure it accurately reflects your specific data practices and complies fully with the Privacy Act 2020.